Apply for your
RV Loan before you walk into the RV Dealership
In these tough economic times, it's more and more
important that people take the time to lessen stress in their
lives. For a family, an RV can be just the thing. It's ironic,
really, but because of these tough economic times'impact, many
families now have bad credit, making it - they think - impossible
to get approved for a loan in order to get that RV of their dreams.
Now, you can turn those dreams into reality with
guaranteed RV financing.
Even if you have bad credit, there are special
financial lenders that can help you get approved for an RV loan,
fast, painlessly, and often, with no credit check! If your heart
is set on a new RV or even a used RV, it's time to take action
that will get you behind the wheel, and driving down a new road
of possibilities.
Know that many financial lenders exist online
that can give you a lending hand, so obviously, online is a great
place to start looking for them. Right off the bat, know that
two criteria need to be met to be approved for RV loans with 99.99%
of these lenders: 1) you need to be 18 years old or older in order
for any contract to be enforceable and legally binding in the
United States, and 2) you need to have a steady job.
Note that if you're military, that is your job.
It's especially easy for those in the military to get approved
for loans - in fact, many military bases have credit unions on
base that can help you.
So, if you're an adult and can prove to a prospective
lender that you have an ability to pay back a RV loan, you are
in business and primed and ready to take advantage of guaranteed
RV financing. When you search for subprime lenders online, often
you'll be given a comprehensive list of financial lenders that
you pre-qualify for - it's up to you to review each of the lender's
loan offers carefully.
Here's some of the things you need to review when
it comes to lenders' offers: loan interest rates, type of interest
rate options (variable, fixed, etc), loan term / payment schedule;
monthly payments, and ultimately, what the total cost of the RV
will be to you, incorporating interest, fees, etc.
It helps - but not necessary - if you're able
to make a down payment on the RV that you have in mind since this
will build equity in the loan agreement, and ultimately lower
your monthly payments, interest rates, and / or shorten the term
of the loan.
Now that you've review all of the offers online,
you can narrow down to those offers that are the better deals.
In addition to online financial lenders, know
that there are probably land-based RV dealers in your area that
may offer in-house financing, particularly useful for those with
particularly bad credit. To make the most of your search, we recommend
checking online and offline to find the best deal for you.
Bank of America Financing RV Application and
Rates
BOA
Credit Application
Excel Credit
Excel
Credit Application
Payment Calculator: RV
Payment Calculator
Michigan Dealers
TC-RV
705 North US Highway 31 South, Traverse City, MI
49684-7921 (231) 943-4050
All
Seasons RV
4701 Airline Road, Muskegon, MI 49444 (231) 739-5269
All
Seasons RV Credit Application
American
RV Sales and Service
201 76th Street Southwest, Grand Rapids, MI 49548
(616) 455-3250 – (616) 455-5100
American
RV Sales and Service Credit Application
Lakeshore
RV Center
4500 East Apple Avenue, Muskegon, MI 49442 (231)
788-2040
Lakeshore
RV Center Credit Application
Texas Dealers
Genes
Campers & Repair
5723 South 1st Street, Abilene, TX 79605 (325)
695-2275
United
RV Center
5100 Airport Freeway, Fort Worth, TX 76117-5988
(817) 834-7141
United
RV Credit Application
American
Truck & RV
4110 Ben Ficklin Road, San Angelo, TX 76903-9443
(325) 653-1978
Professional
Sales RV
1809 John McCain Road, Colleyville, TX 76034 (817)
488-9542 – (800) 899-2800
Professional
Sales RV Credit Application
Tennessee Dealers
Cullum
& Maxey Camping Center
2614 Music Valley Drive, Nashville, TN 37214 (615)
889-1600
Family
Campers
101 Southside Park Drive, Lebanon, TN 37090-8847
(615) 547-0000
Chilhowee
RV Center
4037 Airport Hwy, Louisville, TN 37777-5330 (865)
970-4085
Chilhowee
RV Center Credit Application
Bankston
Motor Homes
2588 Music Valley Drive, Nashville, TN 37214-1003
(615) 883-6800
Bankston
Motor Homes Credit Application
Ohio Dealers
Craig
Smith RV Center
7459 Ohio 309, Galion, OH 44833-9735 (419) 462-1746
Cruise
America Motorhome Rental
4300 East Main Street, Whitehall, OH 43213-3033
(614) 231-8210
Youngs
RV Center
1450 Dickinson Street, Fremont, OH 43420-1172 (419)
334-2648
Youngs
RV Center Credit Application
Ron
Gist RV & Auto Sales Inc
169 G Street, Caledonia, OH 43314-9433 (740) 389-2516
Florida Dealers
Lazydays
6130 Lazy Days Boulevard, Seffner, FL 33584-2968
(888) 500-5299
LazyDays
RV Credit Application
El
Monte RV Rentals & Sales
3702 Rio Vista Ave, Orlando, FL 32805 (407) 872-7730
– (888) 337-2203
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